Borrowing on Morpho

Please read the risks at the end of this page.

Users can borrow jEUR and USDC against various approved collateral.

jEUR borrowing markets

The liquidity of these markets mainly comes from the jEUR Vault. More info about the vault.

Collateral	Morpho UI	Borrowing power	Liq. penalty	Oracle
stEUR	See on Morpho	94.5%	4.38%	EUR/USD (Chainlink) and stEUR exchange rate
stUSD	See on Morpho	86%	4.38%	EUR/USD (Chainlink) and stUSD exchange rate
USDC	See on Morpho	86%	4.38%	EUR/USD (Chainlink) and USDC/USD (Chainlink)
cbBTC	See on Morpho	86%	4.38%	EUR/USD (Chainlink) and BTC/USD (Chainlink)
cbETH	See on Morpho	86%	4.38%	EUR/USD (Chainlink) and cbETH/USD (Chainlink)
WSTETH	See on Morpho	86%	4.38%	EUR/USD (Chainlink), wstETH/ETH (Chainlink) and ETH/USD (Chainlink)

USDC borrowing markets

The liquidity of these markets mainly comes from the USDC Vault. More info about the vault.

Collateral	Morpho UI	Borrowing power	Liq. penalty	Oracle
sjEUR	See on Morpho	86%	4.38%	EUR/USD (Chainlink) and sjEUR exchange rate

⚠️ Risks of borrowing

In addition to protocol risks, borrowing carries many risks:

1. Liquidation risk: If your collateral value drops below the required threshold, it may be liquidated, potentially at a loss.

2. Interest rate risk: Borrowing rates may vary depending on market conditions.

3. Oracle risk: Inaccurate or delayed price feeds may trigger wrongful liquidations.